Compliance, risks and payment acquirers

Last updated: 27 September 2026

This page summarises, for financial partners and users, the positioning of the MGF.AI service. It does not replace the Terms of use, the privacy policy or external legal advice.

1. Nature of the service

• Fictional characters (official or user-created) and AI-generated dialogues.
• Target audience: adults (18+) only; not designed for minors.
• Public surfaces of the site and character pages: deliberately softer tone (Sweet); more explicit content belongs to logged-in areas and restricted modes.

2. After Dark mode (18+)

After Dark mode is designed for an adult audience. The public experience remains SFW (Sweet) by default. After Dark / Adult Mode access is technically restricted to Premium accounts that have completed successful third-party age verification (server-side control on relevant routes and APIs). It must not be presented as accessible to anonymous visitors or without these prerequisites.

3. Age control and user journey

An age gate (browser session) limits access to most « application » pages for new visitors, with documented exceptions: legal pages, robots, the Pricing grid, Support page, the marketing homepage (home) and public character profiles (profiles accessible by public link), presented in a tone suited to the general public — to allow commercial transparency, discovery of fictional characters and reasonable indexing, while keeping the logged-in space (chat, gallery, Discover, etc.) behind the 18+ session. Registration relies on an age declaration and acceptance of the Terms.

4. UGC and moderation

Every user creation goes through the same automated safety checks before it can be saved. There is no lighter review for a particular user or content type. Creations start in private visibility: the creator may use them; other users cannot see them. If the creator chooses publication in the « Discover » area (community), the request is placed in a validation queue and reviewed by the team. The character remains private to other users until it is approved; if rejected, it remains private. Official characters remain under editorial control of the team. See also prohibited content.

5. Reporting and removal

A reporting procedure is described here: Reporting and content removal. Abuse contact: [email protected].

6. Payments

Card transactions are processed by CCBill. Card numbers are neither entered nor stored on MGF.AI. Cancellations and refunds: see Refunds and tokens and Billing terms. Commercial identity and contacts: Contact / billing.

7. Affiliation

No public affiliation programme is open at this time. Any change will be announced on legal documents with anti-spam and anti-deception rules.

For payments, After Dark age verification, and links to complaints, § 2257, and support, see also Payments & compliance. French pages under /legal remain authoritative unless a binding English version is published.

Information document provided for transparency. It may be updated; the last revision date appears at the bottom of each page when we version the content.