Terms of use

Last updated: 27 September 2026

1. Purpose

These terms of use (« Terms ») govern access to and use of the website and MGF.AI service (the « Service »), operated from France, offering dialogue and creation experiences with virtual characters (official or user-created). By creating an account or using the Service, you accept these Terms without reservation.

Service de compagnons IA fictifs réservé aux adultes

2. Sweet, Premium and Adult Mode (After Dark) offers

The Service is presented in SFW mode by default (« Sweet »), with a portion available free of charge and a deliberately softer tone on public surfaces. Advanced features, virtual currency (« tokens ») and/or a subscription (« Premium ») may be offered. Adult Mode (explicit content, « After Dark » area) is optional: it is not automatically enabled upon Premium purchase and, when the product requires it, requires age verification through a third-party provider (see age verification policy) in addition to the Premium subscription. Prices displayed at checkout prevail.

3. Access conditions and territories

The Service is reserved for adults (18 years or older) in your country of residence. There is no default geographic marketing targeting, but access may be restricted from certain jurisdictions where local law would be incompatible with adult-only content or the Service — see Languages and territories and the Minors policy page.

You agree to provide accurate information when registering and to keep your credentials confidential. Any activity performed from your account is deemed to have been performed by you.

4. Official characters, user creations (UGC) and visibility

The Service offers official characters and allows user creations (characters, scenarios, generated content). Creations are generally in private visibility. Publishing to the « Discover » area (community public status) is subject to review by the team: until accepted, the character remains private to other users (see compliance and risks). You remain responsible for compliance with the law and these Terms; the community guidelines and prohibited content page describe expected behaviour.

5. Nature of the Service and content

MGF.AI offers fictional characters and responses generated by artificial intelligence models. Content produced (text, images depending on features) is fiction or simulation: it does not constitute medical, legal, psychological, financial or professional advice, nor a real relationship with a physical person.

Service réservé aux adultes de 18 ans et plus. Les personnages et contenus sont fictifs et générés par IA.

Les conversations, images et personnages proposés par MGF.AI sont fictifs et générés ou assistés par intelligence artificielle.

You acknowledge that AI outputs may be inaccurate, incomplete or inappropriate. You use the Service at your own risk, in compliance with applicable laws and these Terms.

6. Payments, subscriptions and providers

Payments and subscriptions are processed by CCBill (identified at checkout on the payment screen). You accept that provider's contractual terms for the transactional part. Card numbers are neither entered nor stored on MGF.AI: payment takes place on the provider checkout. Provider information: /legal/contact-billing.

The paid subscription sold on the site is monthly and automatically renewing. Rules for billing, cancellation, partial or full refunds and use of tokens are set out on the Refunds, cancellations and tokens page, subject to mandatory rights. For commercial identity, billing and renewal-related requests, see Contact / billing (email: [email protected]).

To stop automatic renewal, use the signed-in Subscription page (it links to the CCBill consumer portal), the CCBill consumer portal directly, or email [email protected] from your account address (Contact / billing).

Target response time for general or billing requests (excluding security emergencies): Sous 2 jours ouvrés.

7. Prohibited conduct

The following is notably prohibited:

• circumventing the Service's security, access or payment measures;
• using the Service for illegal purposes, to harass, threaten or harm others;
• attempting to extract data at scale or overload infrastructure (abusive scraping, unauthorised bots);
• reselling or redistributing the Service without prior written agreement from the publisher;
• creating, requesting or attempting to generate prohibited content, notably involving minors, non-consensual sexual activity, deepfakes or unauthorised likenesses of real persons, incest, bestiality, illegal activities, hate speech or any other category listed in the prohibited content policy.

The publisher may suspend or close an account in case of serious or repeated breach. To report content or behaviour: Reporting (target processing time: Sous 3 jours ouvrés).

8. Intellectual property

Service elements (brand, interface, interface text, software base, etc.) remain the property of the publisher or its licensors. Unless otherwise stated on the site, rights in creations you publish within the Service (UGC) are subject to the rules displayed at publication; unauthorised commercial reuse may be prohibited.

9. Personal data

Data processing is described in the privacy policy. Cookies and trackers are detailed in the cookie policy.

10. Limitation of liability

To the extent permitted by law, the publisher shall not be liable for indirect damages, loss of data, loss of business or moral prejudice resulting from use or inability to use the Service. The Service is provided « as is »; continuous availability is not guaranteed (maintenance, outages, dependence on third-party providers).

11. Changes to the Terms

The Terms may be updated. The applicable version is the one published on the site. For material changes, notice on the site or by email may be used where required by law.

12. Governing law, disputes and mediation

Unless mandatory provision to the contrary, these Terms are governed by French law. In case of dispute, and failing amicable resolution, the competent courts shall be those of the publisher's jurisdiction, subject to specific jurisdiction rules (notably for consumers).

12.1 Consumer mediation

Conformément aux dispositions du Code de la consommation concernant « le processus de médiation des litiges de la consommation », après nous avoir sollicités et à défaut de réponse vous satisfaisant, vous avez la possibilité de recourir gratuitement à une procédure de médiation de la consommation auprès de :

Body: CM2C - Centre de la Médiation de la Consommation de Conciliateurs de Justice (CM2C)
Address: 49 rue de Ponthieu, 75008 Paris, France
Phone: 01 89 47 00 14
Email: [email protected]
Website: https://www.cm2c.net/declarer-un-litige.php

Prior complaint (consumer): [email protected] — target response time: 2 mois.

12.2 Cross-border disputes and information (European Union)

La plateforme européenne de règlement en ligne des litiges (ODR) a été fermée le 20 juillet 2025.

European information portal (consumer redress, disputes): https://consumer-redress.ec.europa.eu/index_fr.

Directory of consumer dispute resolution bodies (EU): https://consumer-redress.ec.europa.eu/dispute-resolution-bodies.

Information document provided for transparency. It may be updated; the last revision date appears at the bottom of each page when we version the content.